Dryairusas

If you have not yet considered a financial solution to reduce your credit card debt and are still carrying the stress, then you must think a little on where this stress can ultimately lead you. There are an increasing number of patients reporting one or other health problem due to such stress. Most of them are under stress because of the money they owe to their creditors.

Interconnection of Stress and Debt

Research and studies carried out recently on interconnection of stress and debt reveal some astounding facts. They say that debt does not lead you to depression or health problem but it is the worry. As long as one has to carry this heavy mountain of debt on his shoulders he cannot stop worrying about it. And this constant worrying becomes a habit eventually accumulating a lot of stress.

If anyone want to be perfectly healthy then it is not possible unless there is a balance and proper coordination between body and mind. Debt fills the mind with different emotions like worry, anxiety and stress. Your mind has no space to think of other things in life. You have no freedom to enjoy the life in the way that brings you joy. And you cannot have peace of mind until you achieve your goal of zero debt in your financial life.

Adverse effects of Debt stress

Much of the stress is accumulated in your mind as you do not like to share it with your friends. You feel ashamed to let anyone know about your debt. Hiding your stress from others makes it worse and it affects physical and mental health. Instead of developing a sense of control, what people usually try is to cope up with stress on their own which proves to be more harmful for them.

Some common stress symptoms are watching more television, eating more, smoking, drinking and tendency to act more violently. Stress can also be correlated to symptoms such as abdominal pains, heartburns, migraines and headaches. People also have nightmares and hallucination. The suicidal thoughts also increase due to constant worry and one finds it difficult to sleep. Stress can lead you to several ulcers, migraines, back pain, depression as well as heart attacks.

Relief form Debt stress

So if you are suffering from debt stress, act fast and consider a financial solution that reduces debt. Make a proper plan to increase your sense of control to fight stress. You can approach free debt relief networks that can help you to find debt settlement companies having good success rate in helping their clients to move towards a debt free life.

If you really want to become more profitable and improve operations in your company, you have to shift your focus from the following limiting thoughts about technology.

 

  1. If I buy the latest production software we will be in good shape
  2. We don’t do that here
  3. We are unique, we don’t have competition that use technology to help them generate profits
  4. The plan is in my head, people will steal it off the computer
  5. All I need is more sales to make more profits

 

You’ve got to get the right mindset by eliminating restricting thoughts, and then you’ll be ready to improve people, processes and profitability.

Do you ever wonder how a company can start out with just one idea, a passion and a vision, then 10 to 20 years later have thousands of employees and millions in sales?

 

  1. What did these companies do to become so successful
  2. Are the owners smarter than you?
  3. Do they work harder than you?
  4. Did they have better equipment or people than you?

 

No. But they do use better technology tools to drive operation (the people and the process). Operations represent about 60% or 80% of all your overhead costs but they’re the least understood by US businesses.

For decades, the Japanese have focused on operations that have driven innovation and a culture of continuous improvement. In the right small business owner hands, operations and technology can be a competitive weapon.

Now, ask yourself how can your small company— with just a handful of employees and limited resources — turn operations and technology applications into a powerful weapon to beat competition and learn to grow and thrive!

Why invest in technology / What are the benefits

The bottom line is, if you’re suffering from tight cash flow, exhausted lines of credit and top-line growth, then you have weak operations and have underutilized the technology applications onsite or off-the-shelf that can help you.

First step to rapid profit improvement is to start by questioning your employees. They usually know where costly blocks and bottlenecks are hidden.

Technology can store employee survey results that help you to plan profitability.

Employee Questionnaire(sample)

 

  1. Are your interests and ambitions being challenged
  2. Does each department in this company have measurable standard designed to increase profitability? Does each area have documentation of process flows and procedures of how it should work?
  3. Does everyone in this company share the goal of improving the company profits? Does the CEO hold town hall meetings about ‘planned profits’?
  4. Are you regularly told when you do good work?
  5. Do you get the help you need to do a good job?
  6. As an employee, do you feel you can trust your direct supervisor/manager?
  7. Are owner/managers open and honest with employees?
  8. Does the company provide you with continual training in areas that will make you a better employee? Has it trained you on how to cut operating expenses or increase revenue to improve profits in your area?
  9. Are your responsibilities generally explained, well planned and organized?
  10. Is poor performance tolerated by management? i.e., worker performance, operations bottlenecks and customer relations.

The following are other ways business productivity software drives business processes more efficiently to gain optimal results:

Create an open and communicative environment.

By storing appraisal information within a formal database, managers can more easily communicate business strategy and create measurable goals for their employees that will support overall company objectives. In allowing employees to see the whole picture and understand better how individual goals fit into the company’s business objectives. This can create a energized and engaged employees, thereby raising the business productivity of the company.

Motivate your employees using technology.

Based upon the information gathered in an online performance evaluation, managers can compare current skills with those required for advancement or other recognition or reward opportunities that present themselves as the manager tracks progress on employee goals throughout the year. You may also find you need to redirect employees to different departments if you feel their business productivity could increase elsewhere. If there are impediments to better performance, the company should review why it is happening and try to eliminate these through better allocation of resources or additional training.

Monitor business productivity and employee progress on goals.

Business productivity software solutions enable managers to more easily track progress during every phase of goal completion and offer immediate reinforcement or coaching to keep performance and deadlines on track in daily operations, and utilize performance measurements for strategic planning.

Electronic Commerce

There are many business applications related to e-commerce, from setting up your online storefront to managing your supply chain to marketing your products and services. These technologies fall into three main categories:

Business to Business(B2B)

 

  • Purchasing indirect supplies
  • Look for catalogue-based websites offered by suppliers for corporate purchases, similar to business-to-customer websites, for purchasing indirect supplies such as office furniture, pens, paper, and general office equipment.
  • Leveraging your existing Web presence
  • Improve your existing business-to-customer e-commerce website. Greater sophistication can be added into your online store to target your business clientele.

 

Business to Customer(B2C)

The global reach of the Internet has allowed many businesses to sell their products and services online, both at home and abroad. An electronic storefront is a website with many pre-built e-commerce components like electronic shopping carts and secure payment gateways that you can use to set up an online store.

Internet Marketing

Everything you do to promote your business online is Internet marketing. For example, Internet marketing strategies include (but are not limited to) website design and content, search engine optimization, directory submissions, reciprocal linking strategies, online advertising, and email marketing.

How to Implement Technology to increase profits

IT implementation can be a valuable tool for increasing workplace productivity, but without a careful selection of the right technologies for your specific industry and comprehensive employee training, it can also serve to reduce productivity, profitability and employee satisfaction. The return on investment will depend on whether the technologies implemented are right for a given business’ needs and how prepared employees are to use them.

Step 1

Brainstorm a list of business process improvements you may be able to realize from a technological implementation. Your list should include three categories: improvements that you know to be possible, and which are core requirements for your expense; a wish list of things you would like to have, but which may be future development efforts; and a list of things which would transform the way you do business, but which may not be possible. These three targets provide you with a present-day implementation goal, as well as a future development target–and it may be that your transformational goals could be far easier to reach than you expect.

Step 2

Determine whether you intend to develop these technologies using in-house resources, or through outside consultancies. Nearly every major workflow technology requires extensive customization, implementation procedures and training. Small businesses can sometimes get by cheaply using staff members technologically proficient–but mistakes made at the beginning of the process can ramp up costs later on when you turn to professional outside support.

Step 3

Avoid specifying particular technologies if you do not have the technical expertise to evaluate them properly. The purpose of the managerial process at this stage is to define goals and budgetary constraints; non-technical managers who wed themselves to specific technologies too early can miss out on substantial cost savings, and choose a technology not the best suited for the work.

Step 4

Circulate your request for proposals among outside consultants and implementors, or establish an internal process for doing the same among your staff if you are keeping the work in-house. Major technological implementations will not succeed if they are added to the existing workload of an employee. Proper technological implementations can be more than a full-time job in and of themselves. Staff members shifted to technology implementation should have their existing duties moved to other staff resources.

Step 5

Negotiate a time frame, budget and implementation benchmarks with your external or internal staff resources. If you are working with an outside consultant, your contract should include protections against running over budget and over schedule. Likewise, the consultant will protect his own firm by setting specific terms of the work to be completed, and charging you extra if you change them over the course of the contract.

Step 6

Develop an implementation timetable, including the following steps: test deployment to review the work; training, if necessary; a transition phase from the current workflow to the new technology; and production deployment of the completed technology. This last phase is typically followed by an iterative process, in which improvements to the technology are collected from the staff who have direct experience working with it. When budget and time allow for it, apply a new cycle of upgrades to your technology to ensure that you are getting the most out of it.

Software applications have been explored in a wide range of activity domains significantly simplifying the workflow, however this advancement has taken a particular sphere of interest to the uttermost, more precisely, financial service companies. This division has experienced a tremendous expansion simply because online solutions perfectly match the basic functional principles governing all financial transactions. All three main segments: capital management, banking, and insurance, have taking advantage of large-scale implementation. In essence, the major change relies on the fact that traditional transaction methods have been successfully replaced by truly advanced computer-based and web-based applications.

The classic approach has undergone major transformations due to the fact that initial means have been optimized to enable transactions in real time. Besides this facet, IT solutions in the financial services field, have opened the path for new services. For instance, financial services technology has set higher standards in the financial world, as experts confirm the fact that instant access and secure financial procedures can be adjusted to the global evolution of the financial market. Without going into detail, financial service technology has literally set in motion the overall activity of the financial market, and every single branch has taken advantage of easy-to-use financial software applications. Firstly, these advanced tools have set the basis for full control over financial instruments enabling faster transactions. We all know that online approach has refashioned the entire financial service industry because this service has broken physical and temporal barriers. Therefore, we can access services from anywhere in the world as long as we have an Internet connection.

For many years now, financial operations and, implicitly financial services, have been considered a sophisticated process, as, these days, a click may synthesize all complicated procedures on the condition that we make decisions. All financial services departments have experienced this ascending trend based on ultimate technology. At first, we may assume that such platforms help professionals streamline their entire activity, however, by taking over demanding operations, experts have the opportunity to focus on the strategies they should develop to reach higher performance standards.

To sum up, financial solutions rely today on advanced software applications and the emphasis still falls on the integrated services, as the financial sector is extremely volatile and permissive regarding financial operations. Moreover, customers prefer a provider who can take care of all their needs when IT comes to financing. Thus, we are very likely to witness for the years to come innovative solutions that might take the financial market to a higher level.

Investors have long discussed, argued and debated whether single family homes or multi-units are better for your real estate investing portfolio.

There are advantages and disadvantages for each and I will briefly highlight some of these below.

Let’s start with single family homes.

Single family homes are typically easier to finance, easier to find long term tenants for and easier to sell.

They are easier to finance because you can go to just about any bank and get a non-owner occupant loan, often with very little down payment. (But note, at the time this is being written, May of 2008, lending requirements have gotten significantly stiffer.)

Single family homes are easier to find long term tenants for because many tenants prefer living in a detached home rather than sharing a wall and/or ceiling with multiple neighbors in a multiplex unit. Tenants also tend to stay longer because those who rent houses instead of apartments tend to have more stuff and they don’t like to move it as much.

Since you can sell your single family home either to another investor or to any family looking for a home, you have a very large market for liquidating your property.

Another advantage of single family homes is that there are lots of them. However, single family homes tend to cost more per unit and they are harder to justify an income approach to pricing.

If you looked at a cost per rental unit, single family homes tend to be much higher than the cost per unit of similar (in terms of bed/bath) multi-units.

Since single family homes are primarily built for and sold to owner occupants, they are not priced based on the amount of income that they will produce. Sellers tend to rely on appraisals to value their houses and not on the amount of rent their house can generate.

Now, let’s look at multi-units.

Multi-units are different (not worse) to finance and tend to have better cash flow since the cost per unit is usually lower than similar single family homes.

Multiplexes with more than four units usually don’t qualify for residential financing and require a commercial loan, which is a significantly different process than financing single family homes.

This can be an advantage or a disadvantage depending on your specific situation. It usually requires a larger down payment, but your personal credit score is less important.

Since the cost per unit is lower, you can usually realize better cash flow from the property when looked at on a per month basis compared to single family homes.

Since the number of people looking to buy multi-units is smaller than those looking to buy single family homes, you may be able to negotiate a better deal when buying, but it also may mean you need to give a better deal when selling. This may be a contributing factor to why the cost per unit is lower than similar single family homes.

Personally, I prefer single family homes, but I believe that multi-units have their place in the right portfolio.
Single Family Homes Versus Multi-Units – The Great Real Estate Investor Debate

Investors have long discussed, argued and debated whether single family homes or multi-units are better for your real estate investing portfolio.

There are advantages and disadvantages for each and I will briefly highlight some of these below.

Let’s start with single family homes.

Single family homes are typically easier to finance, easier to find long term tenants for and easier to sell.

They are easier to finance because you can go to just about any bank and get a non-owner occupant loan, often with very little down payment. (But note, at the time this is being written, May of 2008, lending requirements have gotten significantly stiffer.)

Single family homes are easier to find long term tenants for because many tenants prefer living in a detached home rather than sharing a wall and/or ceiling with multiple neighbors in a multiplex unit. Tenants also tend to stay longer because those who rent houses instead of apartments tend to have more stuff and they don’t like to move it as much.

Since you can sell your single family home either to another investor or to any family looking for a home, you have a very large market for liquidating your property.

Another advantage of single family homes is that there are lots of them. However, single family homes tend to cost more per unit and they are harder to justify an income approach to pricing.

If you looked at a cost per rental unit, single family homes tend to be much higher than the cost per unit of similar (in terms of bed/bath) multi-units.

Since single family homes are primarily built for and sold to owner occupants, they are not priced based on the amount of income that they will produce. Sellers tend to rely on appraisals to value their houses and not on the amount of rent their house can generate.

Now, let’s look at multi-units.

Multi-units are different (not worse) to finance and tend to have better cash flow since the cost per unit is usually lower than similar single family homes.

Multiplexes with more than four units usually don’t qualify for residential financing and require a commercial loan, which is a significantly different process than financing single family homes.

This can be an advantage or a disadvantage depending on your specific situation. It usually requires a larger down payment, but your personal credit score is less important.

Since the cost per unit is lower, you can usually realize better cash flow from the property when looked at on a per month basis compared to single family homes.

Since the number of people looking to buy multi-units is smaller than those looking to buy single family homes, you may be able to negotiate a better deal when buying, but it also may mean you need to give a better deal when selling. This may be a contributing factor to why the cost per unit is lower than similar single family homes.

Personally, I prefer single family homes, but I believe that multi-units have their place in the right portfolio.

It’s fun to make your own library of classical music recordings and decide which classical composers and their music pieces you would like to include. One way is to do this is to purchase the CDs of your choice from the local chain stores. But the problem here may be the high CD cost the local stores may charge due to the overhead charges. Moreover the local store may not be able to provide you the music piece or the composer of your choice.

You are therefore left to rely on the Internet for downloading music CDs. The Internet is indeed a veritable ocean from where you can take as much music as you like sitting in the comfort of your home. There is a wide margin of choice, and a lot of competition among the vendors too. Therefore with a little search you can download the best quality music of your choice at cheaper rates. Besides the competition and the wide choice, the net vendors of classical music can afford to sell the music at cheaper rates due to the absence of overhead charges that your local store has to bear. Download of music on the Internet also eliminates the shipping charges because you are not asking for the CDs, which can only be sent by post.

You also need to select the right classical music Internet vendor. You should opt for the site that offers to supply you the labels and tracks that you want. It should offer a wide variety and flexible choices, including music by emerging artists in every music genre. You should be able to burn as many CDs as you want, transfer music to MP3 devices or any desktop, portable music player or digital device and also make multiple copies of downloaded music. Your vendor should offer to deliver music in the universally compatible MP3 format, which is the most popular and versatile digital file format. The music should have the highest quality fidelity, and should be downloadable to any platform such as PC, Macintosh and Linux.

Best honeymoon destinations in India

India is very well known for its diversity. In fact it is one of the top honeymoon destinations in the world. Best honeymoon destinations in India present the tourist attractions right from beach state of Goa to beautiful hill station of Kashmir to the back waters of Kerala. Best honeymoon destinations in India are Hill stations like Mussoorie, Dalhousie, Darjeeling, Ooty, Kodaikanal, Srinagar, Shimla, Nanital, Manali, Mount Abu, Gangtok and many more The other best honeymoon destinations in India are beaches like Andaman & Nicobar, Kerala and Andra Pradesh which provides you with picturesque beaches and many more. If you are looking for a best honeymoon destination then India is the place where you should visit and explore it.

Package Tours from Bangalore

Bangalore is known as the Silicon city of India. It is one of the cosmopolitan cities of India. Package tours from Bangalore offers you to visit places like Bandipur national park, Bannerghatta nature camp, Bhadra, Bheemeshwari, B.R hills, Cavery fishing camp, Coorg, Chikmagalur, Coorg, Kemmanagundi, Kudremukh, Mysore and many more. Package tours from Bangalore offer holiday packages, tailor made tours suiting to all categories in India on very competitive prices. So in case you want a break from the hectic city life then Bangalore packages offer you with various gateways to treat you and your family.

Tours and Travels

India was regarded as the “Jewel in the crown” of the British Empire. To spend your vacations in India there are numerous tours and travels. These tours and travel help to plan your journey and itinerary as per your requirement and need. They are very cost effective and can design or tailor make your trip as per your requirement and desire. They companies of all categories of packages starting from economy class to lavish category. These tours and travel plan your journey and make your journey hassle free. They have many efficient operators who work day and night to plan your trip and full fill all your needs. They provide you with alluring range of exotic global tours and elegant value added services. These tours and travel are well connected, broadly experienced and globally renowned. So book your vacation now with India tours and travel and enjoy a wonder vacation with your family and friends and create memories of lifetime.

Online, world travel guides are coming into their own. While they may never beat a solid guidebook that you can dog ear and mark up as you travel the world, they are becoming more valuable for research pre-departure. Thanks to the minimal resources required to create a travel guide online (no publishers, distributors, materials, etc.) we will continue to see more pop up as the world gets smaller. However, as the quantity of world travel guides increases, the need for quality, dependable information becomes more scarce. Here are the most authoritative spots online to help you prepare your next big

Travelfish.org. If you are looking for intelligence on Southeast Asia, look no further than Travelfish (even Lonely Planet, creator of the classic “Southeast Asia on a Shoestring” acknowledges their hard hitting advice). They provide detailed information about all of Southeast Asia, with a focus on Laos, Cambodia, Thailand and Vietnam, with additional sections on Singapore and the Philippines. Their FAQ for each country is an exercise in mind reading: they answer questions you didn’t realize you had such as “What kind of lock works best in a bungalow?” They also break down electrical requirements and other technical advice pertaining to cameras, laptops and mobile devices.

Gridskipper. Let me put it this way: Gridskipper is the premier website for big city types. They offer the best information on major cities in the world (San Francisco, London, Paris, Berlin and Tokyo seem to get the most coverage) including restaurant reviews and advice on the best clubs. If you want to explore the rice fields of Vietnam, you are in the wrong place! A word to the wise: this isn’t a site for the faint hearted, and you probably don’t want to check this out at work.

Virtualtourist. The biggest world travel guide online, loaded with information about travel hotspots around the world.

Lonely Planet’s Thorn Tree forum. Here you can seek advice from people close to the ground. Visa requirements change, roads get blocked, storms may hit… save yourself the trouble and run it up the thorn tree.

Endometriosis which grow somewhere else other than the endometrium also reacts to hormonal signals of the monthly menstrual cycle by building up tissue, breaking it, and eliminating it through the menstrual period. As we know, nutritional supplements play a very important role in treating endometriosis. In this article, we will discuss how vitamins help to treat endometriosis.

A. Vitamin A
I. Definition
Vitamin A is a bi-polar molecule formed by bonds between carbon and hydrogen. It is a fat soluble vitamin. This means it can not be stored in the liver but it can be converted from beta-carotene, a powerful antioxidant. Besides helping in treating endometriosis, it is also known to have strong effects in improving vision and enhancing bone growth.

II. Vitamin A and endometriosis
a) Vitamin A is a very powerful antioxidant that not only helps to strengthen the immune system, but also protects against the growth of endometriosis.

b) Vitamin A helps in regulating the gene expression by fighting against the forming of free radicals and protecting the body organs from abnormal growth of endometrial implants and adhesion.

c) Red blood cell production
Vitamin A working together with iron helps to aid the production of red blood cells and improve the oxygen level in the circulation of blood which is necessary for the body’s cells. This results in a stronger immune system as well as protecting the forming of abnormal cells.

d) Working together with Zinc
Zinc deficiency interferes with
a) Vitamin A function of protein synthesis and fatty acid metabolism.
b) Reducing the activity of enzyme that release vitamin A palmitate from the liver causing a weakened immune system fighting against the forming of free radicals, and endometrial implants, and adhesion.

e) Work together with iron
Iron is necessary for production of red blood cells that carry oxygen in the blood stream for the body’s cells. Women who have endometriosis with heavy blood loss during menstruation normally have iron deficiency because of loss of iron which is far greater than what the body can produce leading to anemia. Intake of vitamin A and iron will increase the production of red blood cells far better than taking iron supplements alone.
Remember, overloading on zinc or iron is toxic to our body. Please make sure to talk to your doctor for the correct amount.

B. Vitamin B1
I. Definition
Vitamin B1 is one of the members of the vitamin B complex, it is also known as thiamin or thiamine. It’s most common form is a colorless chemical compound with the formula C12H17N4OS. It was discovered in 1910 by Umetaro Suzuki in Japan. It is a water soluble vitamin, therefore it can be stored in the body and is required to be taken regularly.

II. How Vitamin B1 benefits women with endometriosis
Women with endometriosis are found to have vitamin B complex deficiency during the menstrual cycle. It is not known if it is caused by unhealthy diet or the inability of digestive absorption.
a) Level of estrogen
Vitamin B1 helps to detoxify the liver which may be caused by intake of of alcohol, smoking and heavy metals. A strong liver is particularly important for secretion of cholesterol in breaking down estrogen that causes menstrual cramps as well as hormone balancing in the body.

b) Immune system
Vitamin B1 is an antioxidant that helps to strengthen the immune system against the forming of free radicals, endometrial implants, and adhesion somewhere else in the body except the endometrium.

c) Red blood cells
Study shows that vitamin B1 helps to normalize the activity of an enzyme called transketolase in red blood cells resulting in increased amounts of the two proteins THTR-1 and RFC-1 which helps to transport thiamine into red blood cells. This increases the production of red blood cells in the bloodstream.

d) Nervous system
It helps to reduce tension of the nervous system as a resulting of converting carbohydrates to energy which is necessary for the proper functions of the nervous system. Thereby it reduces symptoms of endometriosis in some women such as anxiety, depression, and mood swings.

e) Intestine muscle tone
Vitamin B1 helps to secrete hydrochloric acid in the stomach which is essential for the complete digestion of food particles and decreases the risk of nutrient deficiency causing hormone imbalance in the menstrual cycle.

C. Vitamin B2
I. Definition
Vitamin B2 is water soluble, also known as riboflavin. It has a chemical compound formula of C17H20N4O6. Like many other vitamin B complexes, it plays an important role in providing energy to our body by the metabolism of fat, carbohydrates and protein.

II. How vitamin B2 helps to treat endometriosis
1. Red blood cell formation
Vitamin B2 includes the active co-enzyme forms of flavin mononucleotide (FMN) and flavin adenine dinucleotide (FAD) that helps to transport vitamin b2 into the red blood cell as well as maintaining the red blood cell formation.

2. Strengthens the immune system
Vitamin B2 is an antioxidant that helps to rejuvenate the immune system caused by toxins accumulated in the liver that helps to maintain our body’s function fighting against any abnormality of cell growth including abnormal endometrial cells.

3. Cell growth
Since vitamin B2 helps in protein metabolism, it helps to maintain normal cell division or cell growth which decreases the risk of cell abnormality and prevent endometrial cells to grow somewhere else in the body excluding the endometrium.

4. Iron and vitamin B6
Vitamin B2 is needed for a healthy mucus membrane in the digestive system. It enhances the absorption of iron and vitamin B6 which is essential for women with endometriosis and heavy flow during menstruation.

5. Migraine
The Riboflavin that is found in Vitamin B2 has shown beneficial results by assisting in decreasing the time as well as the frequency in which one gets a migraine headache due to symptoms of endometriosis during menstruation.

6. Nervous system
Vitamin B2 can assist with alleviating stress as well as reducing symptoms of depression that are brought on by digestive disorders that generally affects women with endometriosis during the menstrual cycle.

D. Vitamin B3

I. Definition
Vitamin B3 , also known as niacin, is a water-soluble vitamin. Besides being usedto treat pellagra caused by dietary lack of vitamin B3 and protein, it also has been known to be effective in treating endometriosis because women with endometriosis are found to have vitamin B3 deficiency. It has a chemical compound formula of C6H5NO2.

II. How vitamin B3 helps in treating endometriosis
1. Hormone synthesis
Vitamin B3 is found to help the manufacturing of hormones such as cortisone and the sex hormone estrogen in a woman’s body. Besides helping to inhibit levels of bad estrogen that causes menstrual cramps during menstrual cycle, it also helps to balance the prostaglandin hormone which causes over-active uterine muscles.

2. Digestive system
Deficiency of vitamin B3 is generally found in women with endometriosis during menstruation. It may be caused by the inability of the digestive system in breaking down food particles. Intake of vitamin B3 helps to re-balance the hormones that cause menstrual cramps.

3. Metabolism of carbohydrates, proteins and fats
Besides helping to provide energy for our body in metabolism of carbohydrate through bile secretion, vitamin B3 also helps in the metabolism of protein and fat which are important for our body’s function.

4. Circulatory stimulation
Vitamin B3 also helps in stimulation of the circulatory system by reducing the level of bad cholesterol (LDL) from the arteries in some people.

5. Nervous system
Vitamin B3 is important for the healthy activity of the nervous system by providing the metabolism of protein and fat which are nutrients necessary for brain cells resulting in reduced symptoms of endometriosis such as depression, anxiety, and irritation.

6. Inflammation
Vitamin B3 increases the level of prostaglandins hormones which control the physiologic processes of blood clotting and inflammation.

E. Vitamin B5
I. Definition
Vitamin B5 is also known as pantothenic acid. It plays an important role in the forming of co-enzyme A and is critical in the metabolism and synthesis of carbohydrates, proteins and fat. Vitamin B5 has a chemical structure formula of C9H17NO5.

II. How vitamin B5 helps in treating endometriosis
Most women with endometriosis were found to have low levels of vitamin B5 during the menstrual cycle for what ever reason. Without enough vitamin B5 in a woman’s body, it causes:
1. A weakened immune system
Since vitamin B5 is necessary in the metabolism of carbohydrates, it helps to generate energy for our body’s cells. Without enough levels of vitamin B5, our body’s immune system is weakened and is dangerous for the forming of free radicals and cell abnormalities.

2. Poor circulation
Our liver is the first line of defense by secreting bile into the digestive system to produce good cholesterol, which helps to inhibit the bad cholesterol in the arteries. Without enough vitamin B5, bad cholesterol is left unchecked causing difficulty for blood circulation.

3. Increased risk of over-active uterine muscles
Liver helps in metabolism of fat. Without enough vitamin B5, it causes hormone imbalance in the prostaglandins family leading to over-reaction of uterine muscles which in turn causes abdominal pain.

4. Increased tension of nervous system
Fat and protein are important for nourishing the cells in the nervous system. Low levels of vitamin B5 weakens the brain cell’s function. This leads to symptoms of endometriosis such as anxiety, mood swings, and depression.

5. Increased risk of allergic reaction
Insufficient vitamin B5 in our body causes deficiency in co-enzyme A which is necessary for our body to react to sudden substances that enter our body, causing violently allergic reactions.

6. Acne
Fatty acid metabolism becomes less efficient and the individual is more prone to have acne.

7. Hormonal imbalance
Besides helping to reduce acne, vitamin B5 also interacts with other members of the vitamin B complex by increasing the function of the adrenal glands which is necessary to balance hormones and promote normal growth of the body.

F. Vitamin B6
I.Definition
Vitamin B6 is water soluble and a member of vitamin B complex. It plays an important role in amino acids metabolism that helps to maintain the proper function in our body.

II. Endometriosis and Vitamin B6
1. Hormone balancing
Vitamin B6 is essential for the production of the right levels of prostaglandins hormones in the prostaglandins family. Deficiency of vitamin B6 causes over active uterine muscles resulting in endometrial cramps.

2. Estrogen inhibitor
Vitamin B6 helps the live in protein and fat metabolism, thereby increasing the production of good estrogen that inhibits the bad estrogen produced by the body resulting in hormone re balancing and decrease the risk of cell abnormality and cancer.

3. Anemia
Vitamin B6 increases the production of red blood cells that usually are depleted for the women with the heavy menstrual flow during menstruation.

4. Nervous system
Our nervous system requires variety of nutrients to function daily, vitamin B6 helps not only maintain a right levels of cholesterol but also increase the circulation of nutrients to our nervous system needed resulting in decreasing the symptoms of endometriosis, such as memory loss, confusion and anxiety.

5. Cell Growth
Vitamin B6 aids in the synthesis of DNA and RNA by maintaining the proper cell division and preventing cell abnormal growth such as peritoneal cells developing into endometrial cells.

G. Vitamin B12

I. Definition
Vitamin B12 is a water soluble vitamin and a member of vitamin B complex. It plays an important role in treating women with endometriosis, such as reducing symptoms of endometriosis during menstrual cycle, maintaining protein and fat metabolism, avoiding iron deficiency, etc.

II. Endometriosis and vitamin B12
1. Anemia
Women with endometriosis are found to have low levels of vitamin B12 during menstrual cycle for what ever reason. Deficiency of Vitamin B12 deceases the production of red blood cell in the blood stream causing depletion of levels of iron in the blood leading to anemia.

2. Nervous system
Vitamin B12 is vital for protein and fat synthesis that helps to strengthen the function of nervous system resulting in lessening the nervous tension such as irritation, loss of memory, depression and mood swing.

3. Insomnia and fatigue
Besides helping in protein and fat synthesis, vitamin B12 also play an important role in carbohydrate metabolism that helps to provide energy for our body function and aids in insomnia and fatigue.

4. Immune system
Liver required vitamin B12 to function properly, deficiency of vitamin B12 causes enlarged liver resulting in decreasing the function of liver in fighting against environment toxins leading to high levels of bad estrogen in the body resulting in menstrual cramps for women with endometriosis.

5. Cell abnormality
Vitamin B12 is vital for the synthesis of DNA. Deficiency of vitamin B12 increases the risk of abnormal cell growth in the body such as endometrial cells growing somewhere else in the abdomen.

H. Biotin
I. Definition
Biotin is one of the members of the vitamin B complex. It is also known as vitamin H or B7. Vitamin B7 is a co-factor in the metabolism of fatty acids, leucine, and in gluconeogenesis. It has a chemical structure formula of C10H16N2O3S. Deficiency is extremely rare, as intestinal bacteria generally produce an excess of the body’s daily requirement but for what ever reason, women with endometriosis are found to have low levels of biotin.

II. How biotin helps in treating endometriosis
1. Cell abnormality
Biotin acts as a co-factor with the other members in the vitamin B complex. It plays an important role in managing the body’s cell growth. Without enough biotin, it causes cell growth abnormality such as the forming of perinatal cells into endometrial cell in the abdominal regions.

2. Poor blood circulation
Since biotin helps in gluconeogenesis, it regulates the sugar levels in the blood stream. Without enough levels of biotin, the level of blood sugar rises causing the thickening of blood which reduces the circulatory function and blocks the transportation of nutrients and oxygen to our body’s cells. This results in an increased risk of symptoms of endometriosis.

3. Endometrial cramps
Since biotin is necessary in the metabolism of fatty acids, it helps to maintain levels of prostaglandins. Deficiency of biotin causes some members in the prostaglandins family to be over-produced during the menstrual cycle leading to menstrual and endometrial cramps.

4. Respiratory problem
Since biotin helps to synthesize carbon dioxide, without enough biotin it causes shortness of breath in women with endometriosis.

5. Risk of heart disease and stroke
If the liver cannot produce enough bile to generate good cholesterol because of not enough amounts of biotin in the body, it leads to cholesterol building up in the arteries causing the thickening of the arterial wall and the blockage o circulation of blood resulting in an increased risk of heart disease and stroke.

6. Weaken function of nervous system
Since biotin acts as a co-factor with other vitamin B complexes in the metabolism of protein, deficiency of biotin interferes with that process. It weakens the normal functions of cells in the nervous system leading to tension of the nervous system such as anxiety, dizziness, loss of memory, and depression.

I. Folic Acids
I. Definition
Folic acid is one of the members of the vitamin B complex family and is a water soluble vitamin. It also known as vitamin M or folacin. It’s major function is to maintain normal growth and DNA of our body’s cells. It has a chemical structure formula of C19H19N7O6.

II. How folic acids helps in treating endometriosis
1. Anemia
Since folic acid deficiency limits cell division, women with endometriosis with heavy blood flow during menstruation are required to take enough folic acid to help in production of red blood cell. If not, it will lead to megaloblastic anemia.

2. Cell abnormality
Since folic acid is necessary for cell division, deficiency of it will lead to abnormality of some cells in the body. Some endometrial cells may become cancerous or grow into endometrial cells in the abdomen.

3. Protein synthesis
Folic acids interact with other members of the vitamin B complex family in the metabolism of protein. This helps to provide nutrients to the cells in the nervous system. Deficiency of folic acids cause the weakening of the nervous system leading to symptoms of endometriosis.

4. Abnormal cell growth
Folic acid is essential to normal DNA replication, DNA repair, and cell division. Deficiency of folic acid interferes with cell production and cannot repair the damage of cell caused by toxin accumulated in the body leading to abnormal cell growth.

5. Heart disease and stroke
Deficiency of folic acid may help to decrease the circulating level of homocytesteine in the blood. Study shows that high levels of homocysteine in the bloodstream damages coronary arteries or makes it easier for blood clotting, resulting in an increased risk of heart disease and stroke.

6. Endometrial cancer
Since we already know that adequate levels of folic acid helps in the synthesis, repair, and functioning of DNA. Deficiency of folic acid may result in damage to DNA that may lead to cancer.

J. Choline
I. Definition
Choline is a water soluble vitamin and belongs to the group of vitamin B complexes. It was discovered by Andreas Strecker in 1864. It is used in traditional medicine in treating heart and liver disease caused by choline deficiency.

II. How choline helps in treating endometriosis
1. Strengthens the immune system
Deficiency of choline causes fat to be deposited into the liver and reduce the function of liver to fight against the abnormal forming of endometrial implants and adhesion in other parts of the body causing inflammation.

2. Reduce risk of heart diseases
Women with endometriosis are found to have low levels of choline during their menstrual cycle. The causes of deficiency are still unknown. Choline interacts with other members in the vitamin B complex family to help in carbohydrate, protein and fat metabolism which are necessary to provide energy and nutrients for our body. It also helps help to strengthen the liver in bile production, which helps to reduce the level of bad cholesterol resulting in decreasing the risk of heart diseases.

3. Increase function of nervous system
Since choline is a chemical precursor needed to produce the neurotransmitter acetylcholine, it helps to enhance the various congestion systems within the brain resulting in an improved function of the nervous system leading to reduced symptoms of endometriosis such as memory loss, poor concentration, anxiety, and mood swings.

4. Balancing hormone
Deficiency of choline causes abnormal functions of the liver. Since the liver plays an important role in fatty acid metabolism, deficiency of choline weakens the liver function resulting in excessive estrogen produced during menstrual cycle leading to hormone imbalance and endometrial cramps.

K. Vitamin C
I. Definition
Vitamin C is also known as L-ascorbate. It is a water soluble vitamin with a chemical structure formula of C6H6O6. It cannot be stored in the body for more than 24 hours and we are required to take it regularly. It is also best known for it’s antioxidant property in strengthening the immune system.

II. Vitamin C and endometriosis
1. Immune system
Vitamin C plays an important role in strengthening the immune system because of it’s powerful antioxidant property. It helps to guard our body against the forming of free radicals and abnormal growth of endometrial cells in other parts of the body.

2. Increase absorption of digestive system
Most women with endometriosis are found to have deficiency of some kinds of vitamins and minerals such as vitamin B complex, folic acid, zinc, and magnesium. Increasing intake of vitamin C not only helps to improve digestive absorption, but also increases the body’s function in fighting against all kinds of diseases including endometriosis.

3. Hormone balancing
Besides helping strengthen the liver function to balance the estrogen level during menstrual cycle, vitamin C also balances the level of prostaglandins hormones in the prostaglandins family resulting in the calming of over-active uterine muscles.

4. Reduce heavy blood flow and blood clotting
Vitamin C not only helps to protect the breaking off of the capillaries that cause heavy blood flow for women with endometriosis during menstruation but also prevents blood clotting caused by reduction of prothrombin, thrombin, and thrombokinase concentrations in the body.

5. Decrease infection and inflammation
Vitamin C helps in protein metabolism. It not only provides our body with certain necessary proteins but also blocks the synthesis of vital proteins that cause infection and inflammation.

L. Vitamin E
I. Definition
Since vitamin E is a fat soluble vitamin, it can be stored in our body and we don’t require to take it regularly. It is best known for its powerful antioxidant property.

II. The effects of Vitamin E in women with Endometriosis
a) Immune system
Since vitamin E is an antioxidant, it helps to increase liver function in fighting the forming of free radicals, abnormal cells and cancers. In endometriosis, it prevents the growth of abnormal endometrial to form implants and adhesion in other parts of the body excluding the endometrium.

b) Cell protection
Since vitamin E protects the fatty acid against degradation in the human body, it helps to prevent against the oxidation in cell membranes and cellular regions resulting in protecting against the breaking off of the capillary wall causing heavy blood flow during menstruation.

c) Red blood cells
Deficiency of vitamin E in women with endometriosis were also found to have anemia. It is caused by the faster than normal aging of red blood cells because of oxidative destruction of red blood cells.

d) Nervous system
Since we already known that vitamin E is essential for increasing the ability of red blood cells to carry oxygen in the circulation system, it helps to nourish the brain cells fighting against symptoms of endometriosis such as mood swings, anxiety, and depression.

e) Hormone imbalance
Deficiency of vitamin E also interferes with normal functions of thyroid and pituitary glands causing the increase of levels of fatty acids resulting in endometrial menstrual cramps which in turn result in the over-production of certain prostaglandins hormones.

M. Vitamin K

I. Definition
Vitamin K was first discovered by Danish scientist Herrik Dam in 1929. It is a fat-soluble vitamin. It is best known for its ability of protein synthesis and blood coagulation. Dietary deficiency is extremely rare because it is produced by bacteria in the digestive system. Since it is fat soluble, it can be stored in our body and we do no need to take them regularly.

II. How vitamin K effects women with endometriosis
1. Nervous and circulation systems
Vitamin K helps to convert glucose into glycogen which is essential for improving the liver function in fighting against the forming of bad cholesterol accumulated in the blood stream causing high blood pressure, making transportation of oxygen more difficult to the body’s cell, increasing the risk of heart disease and elevating tensions of nervous system. Glycogen can be stored in the liver, muscles, and can be used in case of deficiency.

2. Abnormal bleeding
Vitamin K also helps in production of prothrombin which is an important substance for blood clotting. Women with endometriosis were found to have vitamin K deficiency leading to heavier than normal bleeding during menstruation.

3. Immune system
Since vitamin K helps to strengthen the liver’s function, indirectly it protects our body from environmental toxins that cause abnormal endometrial implants and adhesion growing somewhere else other than the endometrium as we mentioned in the other articles.

4. Cell Growth
Vitamin K is also said to be an important vitamin that helps to regulate the cellular functions including cell adhesion, cell proliferation, and protection against the cell’s cytoskeleton to break up the membrane and bulge outward causing the loss of membrane asymmetry and attachment. Deficiency of vitamin K may cause an increase in the risk of irregularity cellular growth, such as endometriosis.

5. Anemia
Since vitamin K deficiency causes heavy bleeding for women with endometriosis adhered to the abdominal region leading to anemia as a result of depletion of red blood cells in the body or inability of the body to produce more red blood cell to cover the loss during menstruation

Since endometriosis is treatable and manageable by natural remedies and a self help course, if you have endometroisis, please look on the bright side.

There is a simple but undeniable truth in the financial consulting and wealth planning industry that Wall Street has kept as a “dirty little secret” for years. That dirty little, and nearly always overlooked secret is THE WAY YOUR FINANCIAL ADVISOR IS PAID DIRECTLY AFFECTS THEIR FINANCIAL ADVICE TO YOU!

You want, and deserve (and consequently SHOULD EXPECT) unbiased financial advice in your best interests. But the fact is 99% of the general investing public has no idea how their financial advisor is compensated for the advice they provide. This is a tragic oversight, yet an all too common one. There are three basic compensation models for financial advisors – commissions based, fee-based, and fee-only.

Commission Based Financial Advisor – These advisors sell “loaded” or commission paying products like insurance, annuities, and loaded mutual funds. The commission your financial advisor is earning on your transaction may or may not be disclosed to you. I say “transaction” because that’s what commission based financial advisors do – they facilitate TRANSACTIONS. Once the transaction is over, you may be lucky to hear from them again because they’ve already earned the bulk of whatever commission they were going to earn.

Since these advisors are paid commissions which may or may not be disclosed, and the amounts may vary based on the insurance and investment products they sell, there is an inherent conflict of interest in the financial advice given to you and the commission these financial advisors earn. If their income is dependent on transactions and selling insurance and investment products, THEY HAVE A FINANCIAL INCENTIVE TO SELL YOU WHATEVER PAYS THEM THE HIGHEST COMMISSION! That’s not to say there aren’t some honest and ethical commission based advisors, but clearly this identifies a conflict of interest.

Fee Based Financial Advisor – Here’s the real “dirty little secret” Wall Street doesn’t want you to know about. Wall Street (meaning the firms and organizations involved in buying, selling, or managing assets, insurance and investments) has sufficiently blurred the lines between the three ways your financial advisor may be compensated that 99% of the investing public believes that hiring a Fee-Based Financial Advisor is directly correlated with “honest, ethical and unbiased” financial advice.

The truth is FEE-BASED MEANS NOTHING! Think about it (you’ll understand more when you learn the third type of compensation), all fee-BASED means is that your financial advisor can take fees AND commissions from selling insurance and investment products! So a “base” of their compensation may be tied to a percentage of the assets they manage on your behalf, then the “icing on the cake” is the commission income they can potentially earn by selling you commission driven investment and insurance products.

Neat little marketing trick right? Lead off with the word “Fee” so the general public thinks the compensation model is akin to the likes of attorney’s or accountants, then add the word “based” after it to cover their tails when these advisors sell you products for commissions!

FEE ONLY Financial Advisor – By far, the most appropriate and unbiased way to get financial advice is through a FEE-ONLY financial advisor. I stress the word “ONLY”, because a truly fee ONLY financial advisor CAN NOT, and WILL NOT accept commissions in any form. A Fee-ONLY financial advisor earns FEES in the form of hourly compensation, project financial planning, or a percentage of assets managed on your behalf.

All fees are in black and white, there are no hidden forms of compensation! Fee-Only financial advisors believe in FULL DISCLOSURE of any potential conflicts of interest in their compensation and the financial advice and guidance provided to you.

Understanding the conflict of interest in the financial advice given by commission based brokers enables you to clearly identify the conflict of interest for fee-based financial advisors also – they earn fees AND commissions! Hence – FEE-BASED MEANS NOTHING! There is only one true way to get the most unbiased, honest and ethical advice possible and that is through a financial advisor who believes in, and practices, full disclosure.

Commission and Fee-Based financial advisors typically don’t believe in or practice full-disclosure, because the sheer magnitude of the the fees the average investor/consumer pays would surely make them think twice.

Consider for a moment you need to buy a truck specifically for towing and hauling heavy loads. You go to the local Ford dealership and talk to a salesperson – that salesperson asks what type of vehicle you’re interested in and shows you their line of trucks. Of course, to that salesperson who earns a commission when you buy a truck – ONLY FORD has the right truck for you. It’s the best, it’s the only way to go, and if you don’t buy that truck from that salesperson you’re crazy!

The fact is Toyota makes great trucks, GM makes great trucks, Dodge makes great trucks. The Ford may or may not be the best truck for your needs, but the salesperson ONLY shows you the Ford, because that’s ALL the salesperson can sell you and make a commission from.

This is similar to a commission based financial advisor. If they sell annuities, they’ll show you annuities. If they sell mutual funds, all they’ll show you is commission paying mutual funds. If they sell life insurance, they’ll tell you life insurance is the solution to all of your financial problems. The fact is, when all you have is a hammer… everything looks like a nail!

Now consider for a moment you hired a car buying advisor and paid them a flat fee. That advisor is an expert and stays current on all of the new vehicles. That advisor’s only incentive is to find you the most appropriate truck for you, the one that hauls the most, tows the best, and is clearly the best option available. They earn a fee for their service, so they want you to be happy and refer your friends and family to them. They even have special arrangements worked out with all of the local car dealerships to get you the best price on the truck that’s right for you because they want to add value to your relationship with them.

The analogy of a “car buying advisor” is similar to a Fee-Only financial planner. Fee-Only financial advisor’s use the best available investments with the lowest possible cost. A Fee-Only financial advisor’s only incentive is to keep you happy, to earn your trust, to provide the best possible financial advice and guidance using the most appropriate investment tools and planning practices.

So on one hand you have a car salesperson who’s going to earn a commission (coincidentally the more you pay for the truck the more they earn!) to sell you one of the trucks off their lot. On the other hand, you have a trusted car buying advisor who shops all of the vehicles to find the most appropriate one for your specific needs, and then because of his relationships with all of the car dealers can also get you the best possible price on that vehicle. Which would you prefer?

Truly unbiased financial advice and guidance comes in the form of Fee-Only financial planning. You know exactly what you’re paying and what you’re getting in return for the compensation your Fee-Only financial advisor earns. Everything is in black and white, and there are no hidden agenda’s or conflicts of interest in the advice given to you by a true Fee-Only financial advisor!

The fact is unfortunately less than 1% of all financial advisor professionals are truly FEE-ONLY. The reason for this? There’s a clear and substantial disparity in a financial advisor’s income generated through commissions (or commissions and fees), and the income a financial advisor earns through the Fee-Only model:

Example #1 – You just changed employment and you’re rolling over a $250,000 401k into an IRA. The commission based advisor may sell you a variable annuity in your IRA (which is a very poor planning tactic in most cases and for many reasons) and earn a 5% (or many times more) commission ($12,500) and get an ongoing, or “trailer” commission of 1% (plus or minus) equal to $2,500 per year. The Fee-Only financial advisor may charge you a fee for retirement plan, an hourly fee, or a percentage of your portfolio to manage it. Let’s say in this case you pay a $500 retirement plan fee and 1.25% of assets managed (very common for a Fee-Only financial advisor in this situation). That advisor earns $500 plus $3,125 ($250,000 * 1.25%) or TOTAL COMPENSATION of $3,625 – FAR LESS THAN THE $15,000 THE COMMISSION (or Fee-Based) financial advisor earned! In fact it takes the Fee-Only financial advisor over four years to earn what the commission (or fee-based) advisor earned in one year!

Example #2 – You’re retired and managing a $750,000 nest egg which needs to provide you income for the rest of your life. A fee-based financial advisor may recommend putting $400,000 into an single premium immediate annuity to get you income and the other $350,000 into a fee-based managed mutual fund platform. The annuity may pay a commission of 4% or $16,000 and the fee-based managed mutual fund portfolio may cost 1.25% for total compensation of $20,375 first year (not including the “trailer” commissions). The Fee-Only advisor would possibly shop low load annuities for you, possibly put the entire portfolio into a managed account, possibly look at municipal bonds, or any other variety of options available. It’s hard to say how much the Fee-Only advisor would earn as their largest incentive is to keep you the client happy, and provide the best planning advice and guidance possible for your situation. BUT, in this case let’s just assume that a managed mutual fund portfolio was implemented with an averaged cost of 1% (very common for that level of assets), so the Fee-Only financial advisor earns roughly $7,500 per year and it takes that financial advisor THREE YEARS to earn what the fee-based financial advisor earned in ONE YEAR!

The prior examples are very common in today’s financial advisory industry. It’s unfortunate that such a disparity in income exists between the compensation models, or there would likely be many more truly independent and unbiased Fee-Only financial advisors today!

Now consider for a moment which financial advisor will work harder for you AFTER the initial consultations an planning? Which financial advisor must consistently earn your trust and add value to your financial and investment planning? It’s obvious the financial advisor with the most to lose is the Fee-Only advisor. A Fee-Only financial advisor has a direct loss of income on a regular basis from losing a client.

The commission or fee-based financial advisor however has little to lose. You can fire them after they’ve put you in their high commission products, and as you can see from the examples they’ve already made the majority of the commissions they’re going to make on you as a client. They have little to gain by continuing to add value to your financial and investment planning, and little to lose by losing you as a client.

Wouldn’t you prefer a financial advisory model where your financial advisor must continually earn your trust and add consistent value to your planning?

It’s clearly more difficult to earn a living and run a profitable financial advisory firm through the Fee-Only financial planning and guidance model. For this reason, most financial advisors take the easy way and sell products for commissions and charge fees on assets managed – that way they can make a nice living on your investment portfolio and still have an ongoing stream of revenue every year. For this reason also, less than 1% of financial advisors are truly Fee-Only, yet it’s that 1% that is truly objective and unbiased, and that 1% whose only incentive is to manage your financial plan, investments, and overall wealth to accomplish the goals you wish to achieve!

The real “dirty little secret” Wall St. has is the undeniable truth that the commission and fee-based financial advisory model has inherent conflicts of interest, and your advisor may be “selling you investment products” rather than “solving your financial problems”!

Owning and running your own small business is a great thing to do, but it is not always easy. If you want to have success with your small business, there are some ways to do it, though. Here are some small business tips to maximize your profits and minimize your headache, even early on with the business.

The first of the small business tips that you need to remember is that in the early time of the business, you want to keep your profits as high as possible. This is not always an easy thing to do because often, especially when your business has first opened, your customers are pretty low, and therefore your money is pretty low. In order to make this happen, keep your spending as low as you can. Avoid buying anything that is unnecessary in order to keep all the money that you can.

Another of the great small business tips that you can use is about advertising. If you want to get customers, which are necessary for the success of many businesses, you will have to advertise in order to get them. Advertising is something that you should always make room for in your budget. Of course, finding the most affordable methods of advertising early on will make quite a bit of difference. It may take more work, though.

If you want to start your own small business, the market for a business is something you should consider. If there is no market for your business, you will not have any success with it. So, make sure that the people in your area will want to purchase the products or services that you will offer them. This is a very important part of having any sort of success with a business – possibly the most important in some cases, because it can often determine the success or failure of a business.

Another of the great business tips that you can use is to always take advantage of the Internet. Even if your business is not one that would benefit in any way from a website, it is a great idea to advertise on the Internet. This can greatly expand your ability to get customers. And what’s even better – Internet advertising is far more affordable than many local newspapers. This is advantageous for additional advertising at a great price, which is especially great for young businesses that don’t have a lot of money to spend on advertising.

If you have a successful small business, then you will experience all of the great advantages of it. But, you have to have a successful small business in order for that to happen. These small business tips will help you make your business more successful so that you will actually make money. Keep all of these in mind when you buy a business or when you start one of your own. They will be helpful in both cases to get your business established and help you actually make money.